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Why Buy Travel Protection?
Planning your vacation can be a stressful experience.
Going on your vacation shouldn't be. But emergencies and circumstances
beyond your control can happen at unexpected times, and this is
why Travel Protection gives you reassurance that you will never
have to worry while you are away from home. Nobody ever wants to
use Travel Protection, and we hope you never have to.
- Residents of Canada: Click
here (opens in a new window) to research and buy online
- Residents of the United States: Click here to research and buy online
Frequently Asked Questions
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Travel Protection is insurance to protect your vacation investment.
In the event that you need to cancel your trip, or leave your
trip early due to situations like illness, injury, family
emergencies, Travel Protection may cover your emergency travel
expenses, medical costs, and any fees and penalties incurred.*
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Travelling without insurance is like riding a bicycle without
a helmet. Because emergencies happen when you least expect,
insurance is a preventative measure to protect you in case
of the unforeseen. |
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There are two main types of Travel Protection: Medical Coverage
and Cancellation & Interruption insurance.
Medical coverage insures you in case of medical emergencies
while you are away from home. Medical coverage however, does
not cover any non-stable pre-existing medical conditions.
Cancellation & Interruption insurance covers you in case
you have to cancel your trip for reasons such as losing a
job, family emergency, personal illness, or natural disaster.
The Cancellation and Interruption plan covers any cancellation
penalties charged by the cruise line. Also, in the event of
a covered medical emergency which arises after you leave on
your trip, the plan covers all the costs related to an early
or delayed return home. |
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A pre-existing medical condition is any condition that existed
3-6 months prior to purchasing your Travel Protection. A condition
is pre-existing if you took or received a prescription for
any drug or medication, or if you received a recommendation
for a diagnostic examination or medical treatment.
Stable pre-existing medical conditions however, such as those
being treated solely through prescription medication and remain
controlled throughout this period, are covered by our medical
coverage plan. |
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Travel Protection costs vary, depending on such factors like
the duration of your trip, the costs of the trip, and your
age. Because of these variables, it is best to speak with
one of our qualified insurance specialists to find out what
is best for your needs. |
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If a covered medical emergency arises before you go on your
trip, our Cancellation & Interruption Plan covers the
cancellation penalties that you may be charged by the cruise
line. |
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Most extended health care plans do not provide full coverage
once you are outside the country and will only pay for a portion
of your expenses in case of emergency. |
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We recommend you check the fine print on restrictions on any
insurance coverage from your credit card company. Most of
these policies have maximum limits on how much you will be
entitled to, and may not cover the full expense of the costs
and expenses incurred. |
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All of our Travel Protection Specialists maintain current
certifications. Call to speak with one of our certified Travel
Protection Specialists who are available to answer any questions
you may have. |
*Dependent on policy terms and conditions.
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